*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Interest will accrue on the purchase amount and annual fees from the beginning of the promotional period, but no minimum payments are required. However, if you pay the balance in full by the promotional period expiration date, all accrued interest will be waived and not charged on the purchase amount and annual fees. If you do not pay the balance in full when the promotional period expires, all accrued interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Interest will accrue on the purchase amount and annual fees from the beginning of the promotional period, but no minimum payments are required. However, if you pay the balance in full by the promotional period expiration date, all accrued interest will be waived and not charged on the purchase amount and annual fees. If you do not pay the balance in full when the promotional period expires, all accrued interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Interest will accrue on the purchase amount and annual fees from the beginning of the promotional period, but no minimum payments are required. However, if you pay the balance in full by the promotional period expiration date, all accrued interest will be waived and not charged on the purchase amount and annual fees. If you do not pay the balance in full when the promotional period expires, all accrued interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the credit promotional plan disclosure statement (collectively the “Account Agreement”). Interest will accrue on the purchase amount and annual fees from the beginning of the promotional period, but no minimum payments are required. However, if you pay the balance in full by the promotional period expiration date, all accrued interest will be waived and not charged on the purchase amount and annual fees. If you do not pay the balance in full when the promotional period expires, all accrued interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). The purchase amount is divided by the number of months in the promotional period to arrive at equal monthly payments. Interest will not accrue on the purchase amount and annual fees during the promotional period if the required minimum payment is made when due each billing cycle. The terms of the promotional plan will terminate if you default under your Account Agreement. On termination or expiration date of the promotional plan (or for purchases that are not part of the promotional plan), the annual interest rate 31.99% as shown in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances. Certain terms and conditions apply. See store and Account Agreement for further information.

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A 4.99% annual interest rate applies to the plan. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and in the documents provided to you at point of sale (collectively the “Account Agreement”). A reduced interest rate (4.99% AIR) will be charged on the purchase amount. The purchase amount plus interest charges is divided by the term to arrive at equal monthly payments that are due each billing cycle. Interest is precalculated and included in each monthly payment. Terms will be disclosed to you at the point of sale. If the minimum payment is not made when due or if a balance remains after the promotional period expires, interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A 4.99% annual interest rate applies to the plan. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and in the documents provided to you at point of sale (collectively the “Account Agreement”). A reduced interest rate (4.99% AIR) will be charged on the purchase amount. The purchase amount plus interest charges is divided by the term to arrive at equal monthly payments that are due each billing cycle. Interest is precalculated and included in each monthly payment. Terms will be disclosed to you at the point of sale. If the minimum payment is not made when due or if a balance remains after the promotional period expires, interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.

*On approved credit. Depending on your credit profile, you may not qualify for all payment plans. A 4.99% annual interest rate applies to the plan. A $35 annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and in the documents provided to you at point of sale (collectively the “Account Agreement”). A reduced interest rate (4.99% AIR) will be charged on the purchase amount. The purchase amount plus interest charges is divided by the term to arrive at equal monthly payments that are due each billing cycle. Interest is precalculated and included in each monthly payment. Terms will be disclosed to you at the point of sale. If the minimum payment is not made when due or if a balance remains after the promotional period expires, interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.

With Fairstone’s online financing application, you can apply—anytime, anywhere and on any device—quickly and securely in 3 easy steps:

1. Visit us in-store or online 

2. Access and complete the application

3. Receive a decision and credit amount in minutes

There are four ways you can pay your account:

1. Telephone or online banking: enter Fairstone – Retail Financing as the payee
2. At your financial institution: in some cases, institutions will help you set up monthly recurring payments
3. At a local Fairstone branch: Visit Fairstone.ca/branches and find a branch near you
4. By mailing a cheque payable to Fairstone: include your account number and the payment amount on the return portion of your monthly statement and address it to:

Fairstone Financial Inc.

Attn: Payment Processing

630 René-Lévesque Blvd. W., Suite 1400 Montréal, Quebec, H3B 1S6

Simply register for online account management and log into your account to get updates regarding your Fairstone financing account such as monthly electronic statements, account balance, payment due date, minimum payment, and recent transaction history.

No Interest if Balance Paid in Full with 3% Minimum Payments over 3, 6 or 12 months*

Equal Payments with Reduced Interest for 12, 24 or 36 months*